Legal notices

Terms of use and legal information


Please carefully read the following terms of use and legal information (hereinafter "terms of use"). By accessing this website (hereinafter the "AdunoKaution website") of AdunoKaution AG (hereinafter "AdunoKaution") you declare that you have understood and agree to the following terms of use. Any special agreements regarding individual services or products of AdunoKaution will apply in addition to these terms of use; though in the event of conflict the special agreements shall prevail.

The present terms of use can be amended/updated at any time without notice. All amendments/updates will be published here.

Ownership of the website, trademark rights and copyrights

The entire content of the AdunoKaution website, be it copyrights, trademark rights and other rights, belongs exclusively and entirely to AdunoKaution unless indicated otherwise. EasyKaution and BusinessKaution as well as the names and logos of our service and distribution partners are also registered and protected trademarks owned by AdunoKaution and these third parties.

Nothing is stated in the website that grants permission or rights to use an image, registered trademark or logo. It is permitted to save or print individual pages and/or parts of this website as long as neither the copyright notices nor any other legally protected designations are removed. Downloading or copying the website or parts of the website does not imply the transfer of any rights to software or elements on the AdunoKaution website. The (complete or partial) reproduction, transmission (electronic or by other means), modification, linkage or use of the AdunoKaution website for public or commercial purposes is not permitted without the prior written agreement of AdunoKaution. All property rights remain with AdunoKaution. AdunoKaution reserves all rights to all elements on the website.

No offer

The information published on the AdunoKaution website neither justifies an offer nor a recommendation to carry out transactions, to buy or sell a (financial) product or to conduct any other legal transactions. The content of the website is for informational purposes only. In certain cases, the products and services presented on the AdunoKaution website are not available for purchase by individuals residing in certain countries.

No assurance or guarantee

Although AdunoKaution takes any effort to ensure that the information on the AdunoKaution website is correct at the time of publication, neither AdunoKaution nor its contractual partners can explicitly or implicitly assure or guarantee that the information is accurate, up to date or complete.

AdunoKaution accepts no responsibility and does not assure that functions on the AdunoKaution website will be available without interruption or that the AdunoKaution website or the respective server is free of viruses or other harmful elements.

Data protection/data security

Data protection is very important to AdunoKaution. Personal data are implicitly treated confidential. In this context, AdunoKaution refers to the information in the general terms and conditions applicable in association with the products and services offered by AdunoKaution and the information on the AdunoKaution website.

Please note that data that is transmitted via a public network such as the Internet or an email service can be accessed publically. AdunoKaution cannot guarantee the confidentiality of information or documents transmitted via such public networks. If you disclose personal data via a public network, you should be aware that third parties may access this data and could thus collect and use it without your consent. Under certain circumstances third parties may therefore draw conclusions as to your present or future contractual relations with AdunoKaution or its partners. Even if the sender and the recipient reside in the same country, data transmission via such networks often takes place via other countries that might not provide the same level of data protection as your country of residence.

To ensure data protection on the Internet as effectively as possible all confidential/personal data that is transferred between your browser and the webserver of AdunoKaution is transmitted encrypted (SSL, currently with 128-bit encryption – the usual worldwide WWW-[security] standard for browsers).

Moreover, it is explicitly pointed out that there is a risk of viruses and targeted hacker attacks. To avoid viruses, it is recommended to use only current browser versions, to install up-to-date anti-virus software and not to open any emails of unknown origin or unsolicited attachments to emails.

Recording of user behaviour by AdunoKaution

When you visit the AdunoKaution website AdunoKaution automatically collects IP addresses and usage data. This information is used to determine the user behaviour of visitors of the AdunoKaution website and the duration of their visits.

To estimate aggregated visitor numbers and the aggregated data exchange volume, to ascertain which pages of the AdunoKaution website attract visitors, to generally improve the AdunoKaution website and to compile user profiles, known as "cookies technology" may effect on the AdunoKaution website. A cookie is an information file which is saved on the hard disk and thus allows the computer to be recognised during future website visits. AdunoKaution draws your attention to the fact that configured accordingly; your browser will inform you when cookies are received. You may deactivate the use of cookies in your browser settings. In this case you might find that you are not able to use certain functions of the website.

Google tools and services

On its website AdunoKaution uses Google Analytics, Google AdWords, Google Remarketing and Google Tagmanager ("Google tools"). These tools record the user behaviour of visitors of the website and allow the offering of tailor-made advertising. These Google tools use "cookie technology" that records the behaviour of visitors of the website and transmits this data to Google in order to be evaluated. AdunoKaution has mandated Google to shorten the IP address by removing the last four digits.

You can prevent cookies being saved for Google tools on the website by making the appropriate setting in your browser software or by clicking on the following link In this case an "opt-out cookie" will be set which prevents your data from being recorded on future visits to our website. You may also deactivate Google tools by downloading and installing an add-on, which can be obtained at the following link:

However, we point out that in this case you may not be able to use all functions of this website. By using this website, you agree to Google processing the data collected about you in the way described above and for the above-mentioned purpose.

Further information on the functioning and use of the individual Google tools on the AdunoKaution website are found in the detailed description below.

The AdunoKaution website uses Google Analytics, Google AdWords, Google Remarketing and Google Tagmanager. These are web analysis services of Google Inc. (referred to below as "Google").

Google Analytics uses "cookies", information files that are saved on your computer and make it possible to analyse your use of the website. The user's behaviour on the website is tracked and evaluated with the support of these cookies. The clicking on a link or opening of a page will then be recorded.

In the case of Google AdWords Conversion Tracking a cookie is activated after you have clicked on an AdWords advertisement in order to verify its effectiveness. The Google Remarketing function uses cookies to collect the surfing behaviour of visitors to the website for marketing purposes and to adapt advertising by AdunoKaution to your interests. Such advertising may also appear on other websites (such as on the Google search page). Advertisements will appear on the basis of previous visits to the website using the data collected by the cookies.

Google Tag Manager is a Google product which allows us to manage website tags via an interface. The tag manager is a domain without cookies and does not record any personal data. The tool triggers other tags which, in certain circumstances, will record data (such as Google Analytics, Google Adwords). A deactivation of tracking on domain or cookie level will remain valid for all tracking tags that are implemented with Google Tag Manager.

The information concerning your use of the website generated and stored by the cookie and collected by the Google tools is transmitted to a Google server in the USA and evaluated there. Google makes these evaluations available to AdunoKaution. Google may send this information also to third parties if this is required by law or if third parties process this data on Google's behalf. Google Analytics also transmits the IP address to Google; AdunoKaution has asked Google to shorten this IP address by removing the last four digits so that it is impossible to allocate this address to a certain user. In the code Google Analytics is given the extension "gat._anonymizelp();" in order to ensure that the IP address is recorded in anonymised form.

Further information about Google products and data protection can be found under the following link:

Links to other websites

AdunoKaution offers links to other websites on the AdunoKaution website.

By activating a link, you may leave the AdunoKaution website and be directed to the website of other companies of the Aduno Group or to websites belonging to a third party. AdunoKaution has not carried out any checks of the websites connected by links to the AdunoKaution website and is not responsible in any way for the content of these third-party websites or of any other websites connected in any way to the AdunoKaution website. If you establish a connection to such websites or consult such third-party websites you do so entirely at your own risk.

Setting up a link from any other website to the AdunoKaution website requires written consent from AdunoKaution.


AdunoKaution takes no liability (even in case of negligence) for (direct or indirect) damage or losses of any kind resulting from access to the elements of the AdunoKaution website or their use or from the impossibility to access or use them, from contact with AdunoKaution over the internet or by email or from links to other websites/third-party websites and from access to links to third-party websites. Further, AdunoKaution excludes all liability regarding manipulations of the IT system of the user by unauthorised parties.

Local statutory restrictions

The AdunoKaution website is not intended for the distribution or use by persons subject to a jurisdiction that prohibits or otherwise restricts access to the website or the distribution, publication, provision or use of the information it contains (due to the nationality or residence of the person in question or for other reasons). Persons who are subject to such restrictions are not permitted to access the AdunoKaution website and are requested to refrain from doing so.

Most recent modification

This page was last modified 04/2016

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